Your Targo Bank Credit Card comes with a predetermined credit limit. This limit represents the maximum amount of money you can borrow on the card. It’s important to understand and manage your credit limit effectively to make the most of your credit card.

First and foremost, it’s crucial to use your credit card responsibly and not exceed your credit limit. Going over your credit limit can result in penalties, fees, and potential damage to your credit score. It’s essential to monitor your spending and ensure that you are staying within your credit limit.

To manage your credit limit effectively, it’s a good idea to create a budget and track your expenses. By keeping track of your spending, you can make informed decisions about when and how to use your credit card. It’s also important to make timely payments to avoid any negative implications on your credit history.